Short Term Car Insurance – The Choice for A Short Term Hired Car Requirement
It is common knowledge that one requires car insurance, but how many of us have heard of short term car insurance? This is generally also known as temporary insurance cover is an insurance policy that exists for a short period, about one month – 28 days to be precise. At times, you may need to use someone else’s car, such as when you have given your car to the garage for servicing and you need to travel out of town for an important, unavoidable meeting—at such times you would require a short term car insurance cover. It is also possible that you may decide to go on a family vacation and also decide to rent a vehicle; you can purchase a short term car insurance policy even in this situation. Look at it from the other angle too – your friend may need to borrow your car for a few days, you can suggest that he gets covered with short term car insurance.
Normally all short term policies are comprehensive and are available from the insurance companies at very short notice too. What’s more, if you file a claim on your temporary car insurance policy, you are still eligible for the no-claim bonus benefits on your normal car insurance. This means that even if you are covered under a comprehensive car insurance policy, your friend can still apply for a temporary car insurance cover for a few days, if he borrows your car. Let’s consider a scenario in which you are on vacation in a quaint little sea resort and you rent a car for the duration of your stay, to enable you to travel around the place in comfort. You can just call up the nearest insurance provider who would be willing to provide you with short termed auto insurance on the vehicle that you took on hire.
Some insurance companies provide additional benefits to the holders of their temporary auto insurance policies, such as break down cover and uninsured loss recovery valid throughout the country, even if you happen to travel a short distance.
It is advisable for new prospective car owners and students to choose short term car insurance if they are in the process of finalizing the purchase of a new car and would need to test drive the car to help arrive at a decision to purchase the car.
Mail this postPopularity: 1% [?]
